The APY you could earn is dependent on your location, and, although you can see the CD rates in your area by visiting Flagstar’s website and typing in your zip code, you can’t open one online - you’ll need to call or go in person to one of the bank’s nearly 400 branches.įor instance, the highest-yielding CDs in the zip code 46703 (located in northeast Indiana) is a 5.50% APY for a 13-month term and a 3.74% APY for terms from 180 days (six months) to 17 months. While Flagstar CDs have extremely customizable terms, they’re only available in select zip codes in California, Florida, Indiana, Michigan, Arizona, Ohio, New Jersey, New York and Wisconsin. Flagstar Bank has a wide swath of certificate of deposit (CD) options - you can opt for a CD that matures between seven days and 10 years - but these savings products are not available everywhere and only a few have competitive yields.Īccount details and annual percentage yields (APYs) are accurate as of December 6, 2023 and were found using the ZIP code 46703.
